Summary: If users turn on concurrent insert but the memtable doesn't support it, they might see unexcepted crash. Fix it by explicitly fail.
Test Plan:
Run different setting of stress_test and make sure it fails correctly.
Will add a unit test too.
Reviewers: anthony, kradhakrishnan, IslamAbdelRahman, yhchiang, andrewkr, ngbronson
Reviewed By: ngbronson
Subscribers: leveldb, dhruba
Differential Revision: https://reviews.facebook.net/D53895
